Get Your Atlanta Home Loan Approved in 24 Hours
✅ $150M+ Funded | ✅ 97% Satisfaction Rate | ✅ 21-Day Closings Serving Atlanta homebuyers and homeowners since 2018
Atlanta Market Expertise
Atlanta's housing market continues to show strong growth, with median home prices around $425,000. As your local Georgia mortgage experts with our Marietta office just 30 minutes from downtown Atlanta, we understand the unique opportunities in neighborhoods from Buckhead to Midtown, Virginia-Highland to Grant Park. Our team has helped hundreds of Atlanta families secure financing for everything from historic bungalows to modern condos.
Loan Programs
Purchase Loans:
• Conventional Loans - Perfect for Atlanta's competitive market
• FHA Loans - Ideal for first-time Atlanta buyers (3.5% down)
• VA Loans - Honoring Atlanta's military families (0% down)
• USDA Loans - For qualifying Atlanta suburbs
• Jumbo Loans - For Buckhead and premium Atlanta properties
Refinancing Options:
• FHA/VA Streamline Refinancing
• Cash-Out Refinancing
• HELOC (tap into Atlanta's home equity gains)
Atlanta Neighborhoods We Serve
From luxury Buckhead estates to historic Virginia-Highland bungalows, we've helped families secure financing across Atlanta's most desirable neighborhoods:
• Buckhead - Premium properties, jumbo loans our specialty
• Midtown - Condos and modern living, FHA-friendly options
• Virginia-Highland - Historic homes, renovation financing available
• Grant Park - First-time buyer programs, down payment assistance
• Decatur - Family-friendly area, VA loans for veterans
• Sandy Springs - Suburban financing, conventional and jumbo loans
• Inman Park - Historic district expertise, unique property financing
• Brookhaven - New construction and resale financing
• Alpharetta - North Atlanta suburbs, excellent schools district
• Roswell - Family communities, USDA loan eligible areas
TESTIMONIALS
Atlanta Neighorhood Success Stories
"Loved everything so far"
Spot On Lending helped us buy our dream home in Buckhead. The jumbo loan process was seamless!" - Sarah M., Buckhead
"My life changed forever"
First-time buyers in Virginia-Highland - Jennifer made it happen in 18 days!" - Mike & Lisa T., Virginia-Highland
"Highly recommend this"
Refinanced our Decatur home and saved $400/month. Highly recommend! - Robert K., Decatur
READY TO GIVE US A TRY?
Why Choose Us
✅ Local Georgia Office - Marietta location, 30 minutes from Atlanta
✅ Lightning Fast - 90% of loans approved within 24 hours
✅ Proven Track Record - $150M funded, 97% client satisfaction
✅ Direct Access - Speak directly with decision-makers
About Us
Established in 2018
We have been helping customers afford the home of their dreams for many years and we love what we do.
Spot On Lending is an Equal Housing Opportunity Lender and complies with applicable laws and regulations.
Licensed and Serving Across 4 States:
California NMLS# 02066654 | 60DBO-154093
Georgia & Texas NMLS#1767407
Florida NMLS#MBR5826
Contact Us
Main Office:
5193 Groovers Landing Rd SE
Acworth, GA 30101
California Office:
1968 S. Coast Hwy #4100
Laguna Beach, CA 92651
Disclaimers
Serving Across 4 States:
California (Orange County, Laguna Beach)
Texas (Dallas Metro Area)
Florida (Tampa Bay Area)
Georgia (Atlanta Metro Aread)
& Especially These Cities:
Resources
Spot On Lending (“Inc.”), is an Equal Housing Opportunity Lender.
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