Recent Articles

Comerica Inc. Closes Mortgage Banker Finance Business to Enhance Liquidity and Improve Loan-to-Deposit Ratio

At the 2023 Morgan Stanley U.S. Financials, Payments & CRE Conference, Comerica Inc., a financial services company based in Dallas, announced its decision to close its mortgage banker finance business... ...more

Conditions

July 04, 20235 min read

Comerica Inc. Closes Mortgage Banker Finance Business to Enhance Liquidity and Improve Loan-to-Deposit Ratio

Understanding the Implications of the New Colorado River Deal for California

Discover the implications of the recent Colorado River deal on California's water supply. Explore the agreement's impact on residents and real estate agents, and learn about the measures taken to addr... ...more

Conditions

June 29, 20235 min read

Understanding the Implications of the New Colorado River Deal for California

The Controversy Surrounding Fannie Mae and Freddie Mac's Pricing Adjustments

Discover the truth behind the recent controversy surrounding Fannie Mae and Freddie Mac's pricing adjustments. Uncover the motivations behind these adjustments, explore the impact on buyers, and gain ... ...more

Conditions

June 27, 20234 min read

The Controversy Surrounding Fannie Mae and Freddie Mac's Pricing Adjustments

Understanding Credit Requirements for Mortgage Financing

Creditworthiness is a factor when it comes to applying for a mortgage loan. However, having a poor credit score does not necessarily mean that your dream of owning a home is out of reach. ...more

Conditions

June 22, 20236 min read

Understanding Credit Requirements for Mortgage Financing

The Use of Verification of Employment (VOE) for Today's Mortgage Lenders

Discover the ins and outs of employment verification for mortgage lenders in this comprehensive blog post. Learn how to navigate the verification process smoothly and provide accurate information to s... ...more

Conditions

June 20, 20237 min read

The Use of Verification of Employment (VOE) for Today's Mortgage Lenders

Protecting Homeowners: CFPB Issues Guidance on Zombie Mortgages

Consumer Financial Protection Bureau's (CFPB) recent guidance on zombie mortgages. These are mortgages that have exceeded the statute of limitations, leaving homeowners susceptible to foreclosure atte... ...more

Conditions

June 15, 20236 min read

Protecting Homeowners: CFPB Issues Guidance on Zombie Mortgages
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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.


Licensed in:

California NMLS# 02066654 | 60DBO-154093

Georgia & Texas NMLS#1767407

Florida NMLS#MBR5826

Contact Us

Main Office

3242 E. Coast Highway

Corona Del Mar, CA 92625

Spot On Lending (“Inc.”), is an Equal Housing Opportunity Lender.

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