Mortgage CALCULATORS
Mortgage Calculator
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Refinance Calculator-Should I refinance?
Calculates the total cost and savings of your refinance transaction.
Extra Payment Calculator-How long will my mortgage last if I pay more every month?
Calculates how long your mortgage will last if you make monthly payments that are larger than your monthly principal plus interest.
How Much Home Can I Afford?-How much home can I afford?
Calculates how much home you can afford based on your monthly income, debt and other factors such as down payment and lending ratios.
Principal Reduction CalculatorHow much will my principal be?
Calculates how much your principal balance will be after certain number of years of payment.
Tax Benefits Of Buying-What are the tax benefits of buying?
Estimates how much money you will save in taxes when you buy a home.
What's My APR?
What is my APR?
Calculates the APR of your loan.
Interest Only Calculator
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Should I Pay Points?
Should I pay points?
Calculates your monthly savings (resulting from the lower interest rate) as well as the breakeven point for the upfront cost of point(s) paid.
How Much Income To Qualify?
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Rent vs. Buy Calculator
Calculates if you are better off buying a home, or if you should continue to rent.
Standard vs. Bi-weekly
Calculates your savings in interest paid as well as length of your loan if you were to make bi-weekly payments as opposed to monthly payments.Standard vs. Bi-weekly
Calculates your savings in interest paid as well as length of your loan if you were to make bi-weekly payments as opposed to monthly payments.
Amortization Calculator
Calculates your mortgage payment amortization.
What is the APR for my ARM?
Calculates the APR of your ARM loan.
How much will my payments be (ARM loan)?
Calculates the payment of an ARM loan.
Amortization Calculator
CaWhich loan is better?
Compares two loans side by side (total amount paid per loan including all costs).
What is the APR for my ARM?
CHow much will my principal be?
Calculates how much your principal balance will be after certain number of years of payment.
All In One Loan Calculator
A First Mortgage that acts like a HELOC and a checking account all in one. See if it makes sense to get this loan by going through the calculator below
Disclaimer
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Home Refinance
Purchase Home
Home Equity
Reverse Mortgage
Manufactured Home
About Us
Established in 2018. We have been helping customers afford the home of their dreams for many years and we love what we do.
Spot On Lending is an Equal Housing Opportunity Lender and complies with applicable laws and regulations.
Licensed and Serving Across 4 States:
California NMLS# 02066654 | 60DBO-154093 | Georgia & Texas NMLS#1767407 | Florida NMLS#MBR5826
Serving Across 4 States & Especially These Metro Areas:
California (Orange County, Laguna Beach)
Texas (Dallas Metro Area).
Florida (Tampa Bay Area)
Georgia (Atlanta Metro Area).
Contact Us
Main Office:
California Office:
Disclaimers
Resources
Spot On Lending (“Inc.”), is an Equal Housing Opportunity Lender.
By submitting your information above you agree to be contacted by our team via phone, SMS, or email. SMS message and data rates may apply. Message frequency varies. Reply to any message received with HELP for help or STOP to opt out. For help call us toll free: 1-844-545-1665..