MORTGAGE
CALCULATORS
A Loan Designed for Your Lifestyle.
A FINANCIALLY SAVVY LOAN SAVES YOU MONEY.
You’re ready to move up, you have investments in mind.
Don’t let your mortgage stop you.
A smarter way to finance your home enables you to diversify your investment portfolio and save money on your mortgage.
HOW YOU COULD BENEFIT FROM THE ALL IN ONE LOAN™
Reduce the cost of property ownership
Access home equity
Pay off your home faster.
With less money going toward interest,
every monthly payment reduces the overall
balance, faster.
When payments are applied to the principal first, interest is calculated on a lower loan balance.
It works like a checking account, withdraw money whenever its needed.
Free up income for other investments.
Reinvest in your home, a second home, the stock market, and more.
See if it makes sense to get this loan by working through the
All In On Calculator Below...
Mortgage Calculator
Refinance Calculator-Should I refinance?
Calculates the total cost and savings of your refinance transaction.
Extra Payment Calculator-How long will my mortgage last if I pay more every month?
Calculates how long your mortgage will last if you make monthly payments that are larger than your monthly principal plus interest.
How Much Home Can I Afford?-How much home can I afford?
Calculates how much home you can afford based on your monthly income, debt and other factors such as down payment and lending ratios.
Principal Reduction CalculatorHow much will my principal be?
Calculates how much your principal balance will be after certain number of years of payment.
Tax Benefits Of Buying-What are the tax benefits of buying?
Estimates how much money you will save in taxes when you buy a home.
What's My APR?
Interest Only Calculator
Should I Pay Points?
How Much Income To Qualify?
Rent vs. Buy Calculator
Calculates if you are better off buying a home, or if you should continue to rent.
Standard vs. Bi-weekly
Calculates your savings in interest paid as well as length of your loan if you were to make bi-weekly payments as opposed to monthly payments.
Amortization Calculator
Calculates your mortgage payment amortization.
What is the APR for my ARM?
Calculates the APR of your ARM loan.
How much will my payments be (ARM loan)?
Calculates the payment of an ARM loan.
Which loan is better?
Compares two loans side by side (total amount paid per loan including all costs)..
Disclaimer
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
About Us
We've been helping customers afford the home of their dreams for many years and we love what we do.
Licensed in:
California NMLS# 02066654 | 60DBO-154093
Georgia & Texas NMLS#1767407
Florida NMLS#MBR5826
Contact Us
Main Office
3242 E. Coast Highway
Corona Del Mar, CA 92625
Disclaimers
Resources
Spot On Lending (“Inc.”), is an Equal Housing Opportunity Lender.
By submitting your information above you agree to be contacted by our team via phone, SMS, or email. SMS message and data rates may apply. Message frequency varies. Reply to any message received with HELP for help or STOP to opt out. For help call us toll free: 1-844-545-1665..