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Mortgage Library

Mortgage Calculators

Credit Related Articles

Mortgage Basics - List of Mortgage Topics

Mortgage Terminology

Va Loans

Mortgage Refinance

Fha Loans

Real Estate Appraisals

Home Foreclosure

Closing Costs

Private Mortgage Insurance

Mortgage Application Checklist

Loan Programs

Credit Report

Denied Credit

Credit Scoring

Credit Bureaus

What's In My Credit Report?

Credit Scoring Uses

Credit Scoring Model

Improve Credit Score

Fair Credit Reporting Act

Credit Scoring Reliability

VA Loan Benefits

Multiple VA Loans

Applying for a VA Loan

VA Loan Disadvantages

What is a VA Loan

VA Approved Properties

Who is Eligible for a VA Loan

Refinance Cost

Refinancing Before Moving

What are Loan Points

Late Credit Card Payments

Choosing Lender

Finding Best Mortgage Deal

When to Refinance

Lock Interest Rate

Points to Lower Interest Rate

Credit Impact on Loan Qualification

Bankruptcy and FHA Loans

What is an FHA Loan

Documents Needed for FHA Loans

What Can I Afford

Fha Versus Conventional Loans

Determining Property Market Value

Another Mortgage Company

Assisting the Appraiser

Appraisal Methods

What is an Appraisal

Why Get An Appraisal

Who Owns the Appraisal

Avoiding Foreclosure

Temporary Problems

Long Term Problems

What is Foreclosure

Missed Mortgage Payment

What is RESPA

What Happens at Closing

Statutory Costs

Third Party Costs

Up Front Expenses

Finance And Lender Charges

PMI Cost

Applying for PMI

How PMI is Paid

What Is Pmi

How PMI Works

PMI Companies

History of Pmi

Cancellation Of Pmi

PMI and Larger Loans

VA Loans

FHA Loans

Hybrid ARMs

HARP 2 Refinance

Balloon Mortgages

Components Of ARMs

Reverse Mortgages

Fixed Rate Mortgages

Best Program For You

Interest Only Mortgages

ARM Commonly Used Indexes

Adjustable Rate Mortgages

Graduated Payment Mortgages

FAQ

Truth In Lending

Should I Lock Rate

Loan Process

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Blog

Blog - Who Qualifies for Down Payment Assistance?

Blog - How Do Second Mortgages Work?

Blog - Factors To Consider When Purchasing a Home as an Unmarried Couple

Blog - What’s the difference between private mortgage insurance and mortgage

insurance premium?

Blog - Is It Possible to Buy a Condo with a VA Loan?

Blog - Buying Mortgage Points: Is It Worth It?

Blog - Things to Consider When Deciding to Rent or Buy Your First Home

Blog - Getting Ready To Buy A Retirement Home: Things To Consider

Blog - Better Alternatives To Withdrawing From Your Retirement

Blog - Your Guide To Buying A Home When You Have Bad Credit

Blog - Your Guide To Paying Down Credit Card Debt With A Home Equity Loan

Blog - How Can I Get Approved for a Mortgage as a Contract Employee?

Blog - Step By Step Guide To Getting Your Credit Ready For A Mortgage

Blog - Learn The Difference Between A Home Equity Loan vs. HELOC

Blog - 5 Mistakes Newbie Investors Make When Buying A House To Flip

Blog - How Do You Get A Mortgage For A Rental Property?

Blog - How Do Non-QM Loans Work?

Blog - What Are The Closing Costs For A VA Loan?

Blog - How Does A Mortgage Underwriter Verify Income?

Blog - How To Spot A Reverse Mortgage Scam

Blog - What’s The Minimum Credit Score For VA Home Loan Approval?

Blog - How To Deduct Mortgage Interest From Your Taxes

Blog - Guide To Qualifying For A Mortgage As A Non-U.S. Citizen

Blog - "Can I Buy Land And Build A House With An FHA Loan?"

Blog - “Can I Use My Equity To Buy Another House?”

Blog - Closing Costs: What Are They and How Much Will You Pay?

Blog - Is Buying a Foreclosure Smart for a First-Time Buyer?

Blog - "How Do I Get a Mortgage Loan If I'm Self-Employed"

Blog - Can I Be Turned Down A Home Loan After Pre-Approval?

Blog - Can You Get a Cashback on an FHA Loan?

Loan Officers

  • Medhat Gayed

  • Jennifer Bates

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.


Licensed in:

California NMLS# 02066654 | 60DBO-154093

Georgia & Texas NMLS#1767407

Florida NMLS#MBR5826

Contact Us

Main Office

3242 E. Coast Highway

Corona Del Mar, CA 92625

Spot On Lending (“Inc.”), is an Equal Housing Opportunity Lender.

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