Mortgage Loan Programs & Rate Options For California, Texas, Florida & Georgia

No other mortgage product does more to lower costs and maximize the benefits of homeownership.

What Is It?

It is a 30-year HELOC with an integrated sweep-checking account. In other words, it combines your home financing and personal banking needs into one dynamic tool.. Click Here To Learn More

If you are interested in buying a home that needs some renovations, you may want to consider an FHA 203(k) loan. This program allows you to finance both the purchase price of the home and the cost of repairs or renovations in one loan. loans are loans that fund the building of a residential home (aka a

stick-built house), from the land purchase to the finished structure. Common types are a standalone construction loan — a short-term loan (generally with a year-long term) — which only finances the building phase, and a construction-to-permanent loan, which converts into a mortgage once the construction is done. Borrowers who take out a standalone construction loan often get a separate mortgage to pay it off when the principal falls due. Click Here To Learn More

If you are interested in buying a home that needs some renovations, you may want to consider an FHA 203(k) loan. This program allows you to finance both the purchase price of the home and the cost of repairs or renovations in one loan. loans are loans that fund the building of a residential home (aka a

stick-built house), from the land purchase to the finished structure. Common types are a standalone construction loan — a short-term loan (generally with a year-long term) — which only finances the building phase, and a construction-to-permanent loan, which converts into a mortgage once the construction is done. Borrowers who take out a standalone construction loan often get a separate mortgage to pay it off when the principal falls due. Click Here To Learn More

One of the most common types of mortgage loan programs is the conventional loan. These loans are not insured by the government and typically require a higher credit score and a larger down payment. However, they often have more flexible terms and lower interest rates compared to government-backed loans.

conventional loan is a mortgage loan that is not guaranteed or insured by the government, but instead by a private lender or government-sponsored enterprise.

Conventional loans are also known as conforming loans. Click Here To Learn More

HARP, Down Payment Assistance, Private Lending, Rent To Own.• - Various $0 - 3.5% down payment options for  • Down Payment Assistance - Programs to help with your initial investment

Another option is an FHA loan, which is insured by the Federal Housing Administration. These loans include refinancing with cash out or FHA's Steramline options, FHA 203K products and are popular among first-time homebuyers because they require a lower down payment and have more lenient credit score requirements. loans are mortgages guaranteed by the Federal Housing Administration. The requirements necessary to get an FHA loan typically include: A credit score of 580 or higher (less than 580, but no less than 500 would require at least a 10% down payment) No history of bankruptcy in the last two years. No history of foreclosure in the past three years. **Popular In Atlanta. Click Here To Learn More

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime. Click Here To Learn More

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...time. Click Here To Learn More

A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. Click Here To Learn More

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif... Click Here To Learn More

We have a variety of investment loans from FHA to DSCR and Commercial - Specialized programs for real estate investors. DSCR Loans - Debt service coverage ratio loans for investment properties

Jumbo loans are available for borrowers who need to finance a higher-priced home. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac and typically require a larger down payment and higher credit score. Jumbo loans are a mortgage used to finance properties that are too expensive for a conventional conforming loan program. The maximum amount for a conforming loan is $548,250. **This is a Buckhead Specialty. Click Here To Learn More

Private Lending - Alternative financing options for unique situations

Rent-to-Own Programs - Pathways to homeownership for those not yet ready to buy

A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. A reverse mortgage loan, like a traditional mortgage, allows....Click Here To Learn More

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For those looking to purchase a rural property, a USDA loan may be the best option. These loans are backed by the United States Department of Agriculture and offer low-interest rates and zero down payment requirements for eligible borrowers. you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan. Click Here To Learn More

VA Loans - $0 down payment options for veterans and active military personnel loans are also available for veterans and active-duty military members, offering purchase and refinance options including Streamlines and cash out. They have competitive interest rates and no down payment requirement. loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment. VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits. Atlanta Veterans check this out! Click Here To Learn More